What is this?

keepyourcreditcardactive.com provides a service which aims to prevent your credit card from being closed due to inactivity.

To prevent your credit card from becoming inactive, we will charge a small amount to it on a recurring basis.

You can sign up with multiple credit cards.

This service will not increase or repair your credit score. This is not a credit repair service. The only thing the KeepYourCreditCardActive KeepActive subscription service does is keep your credit card active by charging it for the service.

Who is this service for?

If you have ever had a credit card closed due to inactivity, then you are my target customer. After having multiple of my own credit cards closed due to inactivity, I decided to create this service.

If you only have one credit card and you use it every month, then this service is not made for you. But if you have a sock drawer full of unused credit cards, keep reading.

Why would anybody need this service?

If you have a credit card that you never use, then eventually the bank may close it due to inactivity. I didn't like it when it happened to me, and you probably do not want the bank to close your credit card either.

What happens if you let your credit card get closed due to inactivity?

You will have less available credit. You will also lose out on any perks that the credit card provided.

How often do you need to use your credit card to prevent it from being inactive?

It depends on who issued the credit card. Some issuers want to see at minimum activity every few months, others have no problem with up to two years of inactivity. You can contact your credit card issuer to determine how long an inactivity period they will allow before they close your account.

What if you want to start using your credit card again after signing up?

If you are using your credit card, then you do not need my service. I advise that you pause your subscription for that credit card, and unpause when you stop using the card.

What if you want to cancel your subscription?

If you want to cancel, then simply cancel online through the customer portal to immediately stop getting billed.

You may wish to pause and unpause the service instead of cancelling completely which is done through the customer portal as well.

No tricks - no emails or phone calls required - just cancel online through the customer portal and its done.

What is the difference between KeepActive 1 and KeepActive 2?

The only difference is the price you will pay to keep your credit card active.

It is sort of like a discount that doesn't force you to waste time looking for a promo code.